I have been active on Cointiply for almost 5 years. I have a Free account. At the beginning of 2022, I was going to discontinue my activity. I withdrew my entire balance and deposited it into a trading platform that was linked to my bank account and that paid interest. I thought that was a smart move until I received an update via eMail from that platform about no longer earning interest. WHAT??? I should have stayed put! Long story short. I went back to Cointiply.